Kinds of Travel Insurance Coverage
Having health emergency would provide coverage for any health related issue that may crop up. When your travel insurance plan has health emergency, then you can be sure that accidents and illnesses that happen when you travel would be taken care off by your plan.
When this is listed in your travel insurance coverage, you can expect your relative, friend or anyone listed on the insurance plan as very close to you to be given an all expense covered traveling to visit you when you are in the hospital.
Homecoming of kids:
This coverage would take care of the homecoming expenses of kids that are with you in the event that you are required to stay in the hospital.
This coverage would ensure that you get payments when you have an accident that causes irreversible damage and impairment to any part of the bod on a trip.
If you have an accident on a trip that damages someone else property or causes someone to suffer physical and health damages then individual liability would have you covered.
While we hope that we never experience any horrific incident, this coverage gives benefit to your family if you die in a trip.
TRAVEL INSURANCE ASSESMENT
In Hong Kong and globally, you can assess a variety of travel insurance plans to fit your travel needs and cut down expenses. For Travel Insurance plans we would consider the person or persons going on the trip. Is it solo, is it a group, family and so on.
• Sending home deceased:
also referred to repatriation of mortal remains, this would ensure that the cost of bringing the policyholder’s body back your home country
• Misplacement of Belonging:
• Travel Deferment: if your flight suffers any deferment or disturbance whether due to natural occurrences, airline issues or any other unforeseen circumstance then you would be covered.
this plan covers any misplaced belonging or property during the trip. This coverage would make sure that you are compensated for any misplacement that may occur.
• Deferred Personal Belongings:
when your personal belonging is deferred causing inconveniences and interruptions during your trip then the cost would be covered allowing you to move ahead with your plans. Usually any deferment that takes more than 6 hours would attract coverage.
• Loss of Personal Fund:
if you misplace your personal funds on a trip then you can always get coverage. Misplacement of your money, theft, and any other means loss of funds can occur would be covered.
• Annulment or Restriction of Trip:
this coverage is available to you when you have made payments for a trip and have to annul the trip due to unfavorable conditions such as ill-health, disturbances in the location of travel and so on.
• Stealing of Home Belongings:
this coverage provides compensation for the theft of properties in your home while you are away on a trip.
this coverage helps you fulfill your golf tradition when you travel. Golfing insurance is a fantastic travel insurance that caters to a golfer’s lifestyle.
There are certain matters that may not be covered in your travel insurance and therefore may not be catered to by your travel insurance policy. MajorCompare.com.hk does offer a large range of travel plans for extreme sports, kidnap and ransom to name a few. The various exemptions may embrace the following:
Cases of conflict and hostilities, internal unrest and wars
Terrorist acts or situations
Pre-exisiting illness or injury
Liquor and substance abuse
Career as a sport man or woman
Self-mutilation or suicide
Unlawful activities that results in harm